New car buyers pay the charge regardless of whether the dealership is nearby or far from the. This fee is known as Registre des droits personnels et r&233;els mobiliers (RDPRM) in the province of Quebec. Traditional carmakers are deeply embedded in the franchise system in which dealerships are owned independently of the brands. More than half of the stickers real estate is typically taken up by lists of standard equipment, as well as the makemodel, the serial number and the interior and exterior colors. - 8 p. 00 per month at 8. Calculate your auto, home & mortgage loan payments with our loan payment calculator. Chevy tahoe payment calculatorChevy tahoe payment calculator 2020 chevrolet tahoe specs, prices and photosNew satin steel metallic 2021 chevrolet tahoe 4wd lt for sale. Check to see how much your car is worth, using the valuation tool (as mentioned above) on Autotrader. 26284 for sale. Well do the math Thats an increase of more than 300. Placing a down payment only applies when you finance a car via a loan or lease. In other words, you will only pay the monthly instalment on the R210 000 (R300 000 minus R90 000), which makes it much more affordable. ("Chase"), you must purchase your car from a dealer in the Chase network. This calculator will help you determine how much car you can afford. Monthly repayments. Similarly, you can enter some basic information to estimate the monthly payment for an auto loan. MyAutoloan - New car purchase loan Best for New car loan aggregators. 0 divided by twelve. Get Blue Book resale value, trade-in value, or even a cash offer from a dealer. Use the "Fixed Term" tab to calculate the monthly payment of a fixed-term loan. Compare car values and prices between TrueCar Values and Kelley Blue Book. To calculate your own instalments, with your own parameters, head on over to the AutoTrader Finance Calculator to see what your repayments would most likely be. Step 3 Remove the License Plates. The bill might be a few hundred dollars more to install than other types of tinting. save 1,000 on average. Use this calculator to help determine how much you might be able to spend on an automobile. Popular comparisons. Cadillac For Sale. Select a car. Having your paperwork in order is one of the more critical things to do when selling your car privately. Since dealers need to recondition every used vehicle before selling it, your estimate will be lower to similar vehicles you find in the market. Using Autotrader as a Research Tool. Autotrader provides advice on car values and tips, so you can get the most for your car trade-in and make the trading process easier. Get financing. Representative example Zuto is a credit broker, not a lender. Loan Amount. Green auto hub. Toyota car payment calculator 2020 toyota corolla monthly car paymentService pricing calculator Calculator pod24 dealerinspireDid you know your payments could be as low as 248month with this new. Some are negotiable, while others are not. Teslas website says, All Tesla vehicles delivered on or after April 15, 2022, are not. 78 50. Apr 13, 2022 In the end, youre paying to use the car for a set period and not to purchase it. Get used car pricing and explore thousands of car listings at Kelley Blue Book. Hours Monday-Friday 8 AM 8 PM, Saturday 9 AM 6 PM EST. Standard Inventory. We explain what a doc fee is and whether you really have to pay it. The remaining 25,000 balance is spread evenly over. The downside to ceramic tint for your car windows is its cost. Between 7118 and 93018, the average savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites based on users who received in-stock price offers and who TrueCar identified as purchasing a new vehicle of the same make and model as one of the in-stock price offers from a Certified Dealer as of 103118, was 3,402. There is an ever-growing need to provide car shoppers with transparency and accuracy surrounding their vehicle payment rates and cost. Knocking just one point off that interest rate to 4. Use NerdWallet&x27;s auto loan calculator to see an estimate of your monthly car payment and total loan cost based on vehicle price, interest rate, down payment, sales tax, fees and more. Decide how many months you want to be locked into the lease. Discounts are on the way up and affordability is easing. In this scam, the buyer sends a check to the seller for more than the cars price. Youd calculate A 5,000 (1 0. A vehicle with a lower MSRP will mean a lower monthly lease payment. Use the "Fixed Term" tab to calculate the monthly payment of a fixed. That means auto loans are expensive. Traditional carmakers are deeply embedded in the franchise system in which dealerships are owned independently of the brands. Loan Term (Months) 2436486066728496. Autotrader provides advice on car values and tips, so you can get the most for your car trade-in and make the trading process easier. Whether you&x27;re trying to estimate a monthly payment, considering trading in your car or wondering which car is best for you, Autotrader can help. Anyone can use this monthly car payment calculator simply by filling in the details required to get. Like we mentioned earlier, a used car can lose a lot of its value in not a lot of time. Sean Tucker - August 25, 2023. Monthly payments Loan payments are usually more than lease payments for. Car Buying Service. Be mindful that without stock, you may not get an estimate, or they may leave it open to re-evaluation. Step 3 Review your ad. This model has the same features as the ES 350 F Sport Design but with a hybrid drivetrain and no panorama glass roof. These figures were obtained using WesBanks Repayment Calculator, available online, which is a quick easy-to-understand. 22 City 29 Highway. Get pre-qualified Car research Car overviews. Your monthly repayment amount is lower. Youll own the car at the end of the contract, without having to pay a final fee. Total Price Monthly Payment Monthly Pay 754. If you know what you can afford each month, put this as your monthly budget. To make a one-time payment without enrolling, please enter the requested information below and click NEXT. Well do the math Thats an increase of more than 300. RELATED Car Loan Payment Calculator Buying New Cars Online, Today. The base price is a vehicles price without options, whereas the MSRP is the cars price as it sits in the showroom with options, destination charge, and any dealership add-ons. Depending on the configuration, the Ioniq 6 can generate up to 320 horsepower in. 2024 Lexus GX Choosing the Right Trim. Then, you call the mechanic and announce that you need a vehicle inspection. 3,915 Below Market. Auto Loan Calculator. How Does the 72-Month Auto Loan Calculator Work It will calculate your monthly payment and. Monthly payment calculator. The base price is a vehicles price without options, whereas the MSRP is the cars price as it sits in the showroom with options, destination charge, and any dealership add-ons. Because most people take out a loan to buy a car, the interest rate on their auto loan drives the final cost of the car up. Car payment calculator estimate To see the average interest rate. RELATED Car Loan Payment Calculator. Step 4 Purchase your ad. For a good deal on a traditional lease, expect to pay 100 to 150 at most per 10,000 of a new cars price. Jun 7, 2023 Use Autotraders monthly car payment calculator to factor in all your costs. This 300-500 fee can typically roll into your down payment. Loan amount includes estimated origination fees. Payment Calculator Trade-in Online Sherwood Park Chevrolet. Check car prices and values when buying and selling new or used vehicles. Not sure what a vehicle will cost Check out our research, car reviews, and payment calculator. New York CNN . Sep 20, 2023 Doug Demuro - September 20, 2023. Car research Car overviews. Otherwise, the title can go directly to the buyer. Car Affordability Calculator. Back to top. You can also get a Kelley Blue Book (SM) Instant Cash Offer and use it toward the purchase of another vehicle, or walk away with cash today. An auto loan amortization schedule allows you to see that shift from month to month. Shop new & used cars, sell your car, and find all the vehicle information you need with our research tools. Dealers often use Black Book as a source to determine the used car price an owner might receive for their vehicle as a trade-in. First, you input information such as vehicle price, down payment, duration of loan, and interest rate into the. Guaranteed Future Value (or any number of brand-specific titles, such as Mercedes-Benzs Agility Finance), is becoming an increasingly popular form of vehicle finance in South Africa. 00 2,645. payment with no credit hit Get Your Personalized Terms. Drive off the lot. Step 1 The Buyer Inspects the Car. TrueCar lets you get a True Cash Offer for your car in minutes. Step 3 Review your ad. The term can be 24 months, 36 months, 48 months, or longer, just like a traditional loan. Get your car&39;s value in real-time from Kelley Blue Book, the most trusted resource on the planet for used car value. We have 9,307 cars available online now, all backed by our 5-day return guarantee. Monthly repayments. Additional terms and conditions apply, such as vehicle make, age and mileage. Monthly payments Loan payments are usually more than lease payments for. Private sellers average asking price. Private sellers average asking price. Mar 24, 2023 Down Payment Rules to Live By. At the dealership, inspect the car thoroughly. Using Autotrader as a Research Tool. On their apps, you can find used cars for sale, find financing, complete the purchase and arrange delivery. save 1,000 on average. Or, make a one-time payment. In essence, the FSP buys the vehicle from the seller, and then allows you to use it - provided you keep it ensured and pay them a pre-determined amount every month, for the duration of the finance agreement. AutoTrader, the official 1 site to buy and sell new and used cars. The person or organization lending you the money is known as the lender, and the person or organization who borrows the money is the borrower. Compare car values and prices between TrueCar Values and Kelley Blue Book. There usually arent any mileage limits or charges for wear and tear on the car. Additional terms and conditions apply, such as vehicle make, age and mileage. Apply now. 5 XR manual. Auto Loans - Products. 42 for your shiny new car. Doug Demuro - September 20, 2023. You may find an easier fix with the earlier options mentioned above. For Eligible Current Lessees 3,279 due at signing (after all offers). see upfront price offers on cars from local TrueCar Certified Dealers 3. car finance calculator summary. Jan 28, 2022 An auto loan amortization schedule allows you to see that shift from month to month. Check Multiple Lenders for The Best Rate While it can be hard to beat new car loan rates from the manufacturer, it certainly wouldnt hurt to check the interest . Auto Loan Calculator. Research cars by model, type, or make. Please note that these calculations are only estimates and must. Annually (APY) Semi-annually Quarterly Monthly (APR) Semi-monthly Biweekly Weekly Daily Continuously. Car payment calculator estimate To see the average interest rate. Used car buyers paid about 250 per month less. 2024 CHEVROLET Trax FWD LT. The Cheapest New All-Wheel-Drive Cars for 2024. To apply, call us at 800-233-2328 and ask about getting LPP added to your loan. Ease Any Buyer Concerns. This calculation is accurate but not exact to the penny since, in reality, some actual payments may vary by a few cents. The down payment, interest rate, and term of your loan will also determine how much you can afford to buy. Retail Price Trade-in Value ResidualBalloon Repayment Period (Months) 72 Estimated Interest RatePrime Interest Rate is 11. Get approved for a financing based on your needs and within your budget, with competitive lending rates. An example of what you can expect from AutoTrader vehicle finance. Trim Comparisons. Offers to pay by personal check; Offering to buy the car sight-unseen; The fake shipping scam A potential buyer who insist on shipping a sellers car internationally or across the country; Distant buyers either overseas or on a business trip Offers to pay asap via Pay Pal, gift card, Cash. Check your lease and ask your lessor what you need to pay to buy the car out of its lease. Down payment in dollars. What is Vehicle Depreciation and How Do I Calculate It Apr 08, 2023 3 min read. MyAutoloan - Used car purchase loan Best for Used car loan. If you go to a brand&x27;s consumer website and choose a car, the website will calculate a monthly leasing payment for you based on how long you want to lease and the number of miles you will put on the car each year. That might make waiting to buy the best move for hybrid car shoppers and anyone looking for new transportation. TrueCars is called True Cash Offer and KBBs is Kelley Blue Book Instant Cash Offer. These will be displayed with a red badge and at a biweekly rate on the on the Search Results Page (SRP) and Vehicle Detail Page (VDP). Our user-friendly tool only needs to know three pieces of information What your monthly budget is. A vehicle with a lower MSRP will have a lower monthly lease payment. Loan Term (Months) 36 Months 72 Months. Get financing. Youd calculate A 5,000 (1 0. This monthly payment is made using the employees gross salary (income before tax or net salary employee's national insurance income tax). Borrowers with strong credit and income are more likely to qualify for large loan amounts. Enter a loan amount. Jun 2, 2022 Listing a car on Autotrader It costs 49 to list your car on Autotrader, including up to 30 photos, a vehicle history report and free renewals for up to a year if your car doesn&39;t sell in the. Youll want to consider these questions How much can you afford to spend on a down payment What kind of payment can you handle on a monthly basis Back to top. Buying or selling a car KBB. Use Autotraders car value calculator to determine a fair price for the sale. Get pre-qualified. Decide how many months you want to be locked into the lease. Negotiate a price, keeping in mind total cost of ownership. According to Cox Automotive data, the average transaction price of a new car recently reached almost 48,000. Managing your money. As mentioned, lenders use credit score as the primary determinant of a potential borrower&39;s ability to pay off a loan. If a 60-month term is preferred, the buyer pays 624. Interest will be calculated on the full outstanding amount. Apply now for your personalised, no-obligation quote. 25682 for sale starting at 549. Autotrader provides advice on car values and tips, so you can get the most for your car trade-in and make the trading process easier. Dealerships typically predetermine a required initial payment for new car leases or a cash. Federal Paycheck Calculator. Borrowing 8,000 over 60 months could cost you 163. Black Book has been providing vehicle data and insights since 1955 and is a competitor to Kelley Blue Book. Ideally, secure payment before you transfer ownership and work only with the specific person who is purchasing your car. Many analysts believe the interest rates will ease, and vehicle prices may decrease in 2024. A vehicle with a lower MSRP will mean a lower monthly lease payment. That is, the brands (Ford, Toyota, Kia, and so forth) dont own dealerships. But lets say you shop around for interest rates and end up with 3. The interest rate is calculated at prime plus 2 for an effective rate of 13. Best Cars. Trim Comparisons. Step 5 Remove your Registration Window Sticker. Heres What You Need to Know. Although your monthly payments won't change during the term of your loan, the amount applied to principal versus interest will vary based on the amortization schedule. Mar 17, 2023 Acquisition Fees. Quick Facts About Lease Buybacks. Average transaction prices for vehicles, SUVs, and pickup trucks reached 46,526 in April 2022. Since dealers need to recondition every used vehicle before selling it, your estimate will be lower to similar vehicles you find in the market. Find the best used car deals online. ; Dont fall for the shipping. The seller is then expected to send the extra money to the buyers shipper. Many analysts believe the interest rates will ease, and vehicle prices may decrease in 2024. Ceramic window tinting typically costs 400 or more for three windows. With great styling and up to 319 miles of range, the 2024 Chevrolet Equinox EV goes on sale this yea. The term can be 24 months, 36 months, 48 months, or longer, just like a traditional loan. Our car finance calculator is a simple way to find out how much you might be able to spend on a car. For Everyone 3,779 due at signing (after all offers). 15 and total instalments excluding deposit and. 00100 50. Loan must be open for at least 60 days with first scheduled payment made to be eligible for the 200, which will be credited to the primary applicants savings account between 61 and 65 days of the loan origination date. A balloon payment loan allows the borrower to pay part of the cost of a car, along with interest on the total price, during the loan term. Or, make a one-time payment. Email Address . Using Autotrader as a Research Tool. com, the site you trust the most. Quick Facts About Buying a Car With a Credit Card. Trade-in Value Get a cash value for your car . How much is your car worth Get a free and instant car valuation with Auto Trader, the UK's leading online car marketplace. Calculations assume that the interest rate will remain constant over the entire amortizationrepayment period, but actual interest rates may vary over the amortization period. It has been designed for retail traders, portfolio managers & sub-brokers. payment with no credit hit Get Your Personalized Terms. For Dealers Interested in Advertising with Us. Audi Grapevine. At Autotrader, we do think there is a difference. It is a. Toyota car payment calculator 2020 toyota corolla monthly car paymentService pricing calculator Calculator pod24 dealerinspireDid you know your payments could be as low as 248month with this new. For a good deal on a traditional lease, expect to pay 100 to 150 at most per 10,000 of a new cars price. On their apps, you can find used cars for sale, find financing, complete the purchase and arrange delivery. Visit AutoTrader. Our Services. VEHICLE SOLD AS - IS THE MOTOR VEHICLE SOLD AS-IS IS NOT REPRESENTED AS BEING IN ROAD WORTHY COND. A BHPH dealer underwrites the loan in addition to selling the car. Private sellers who advertise their vehicles on Autotrader must also pay a fee. Autotrader provides advice on car values and tips, so you can get the most for your car trade-in and make the trading process easier. Step 3 Next, the dealer will guide you through their online car buying process to start all of the paperwork ahead. In the market for a new or used car With our Car Buying Service, 1 you can search online for the car you want and see what others paid 2. 249month for 24 months. Private sellers average asking price. If you are interested in a new car, it is important to understand what it will cost. Get used car pricing and explore thousands of car listings at Kelley Blue Book. 50 cc. Heres What You Need to Know. Because your car starts to depreciate the moment it leaves the showroom floor, a GFV plan calculates what the future value of your car will be if specific terms. 0 3,000. Confirm Email Address . The Payment Calculator can determine the monthly payment amount or loan term for a fixed interest loan. View All Cities. View Current Deals. At the end of the finance term, the vehicle will be paid off in. Using the values from the example above, if the new car was purchased in a state without a sales tax reduction for trade-ins, the sales tax would be 50,000 8 4,000. - 8 p. Use our auto loan calculator to find your monthly payment, your total interest charges and your cars overall cost. 9 (from rate available with Excellent credit). 5,390 Below Market. The search results will display the asking prices of. Knocking just one point off that interest rate to 4. 35,495 36,895 Save 1,400. charlottesville va craigslist, hours liquor store near me
Finally, it&x27;s Easy. . Autotrader payment calculator
Get a mechanical check. Enter your registration number and mileage to get an accurate and fair valuation of your car. Your monthly repayment amount is lower. Down payment slider. Related Hyundai Atos vs. years months. There are affordability calculators on several auto-purchasing related websites, such as Edmunds. The U. They can estimate monthly payments and total interest for vehicle purchases. Step 3 Remove the License Plates. Youre free to keep the car or sell it at the end of the contract. Step 5 Collect Payment from the Seller. Test drive Used Cars at home in Houston, TX. According to Cox Automotive data, the average transaction price of a new car recently reached almost 48,000. AutoTrader is an excellent choice for all South Africans looking to find competitive vehicle finance deals. Traditional auto-buying wisdom says to focus on a total price first rather than a monthly payment because a monthly payment can become problematic if the dealer learns your budget. Our rates start from 8. How Auto Navigator works. Get pre-qualified. Car Buying Service. Using Autotraders car payment calculator, if you finance 40,200 for 60 months (5 years) at 5. Use the calculator. Performance Specs These indicate how the vehicle will drive and perform regularly. Loan Term (Months) 2436486066728496. Hire Purchase provides the benefits of ownership and unlimited mileage. Estimate Payment. Loan Amount. Actual term, rate, APR, sales price, & loan amount may vary. 35 Sales Tax 0. ca, Canada&39;s largest selection for new & used Payment-Calculator. The person or organization lending you the money is known as the lender, and the person or organization who borrows the money is the borrower. An auto loan amortization schedule allows you to see that shift from month to month. Payment Calculator Trade-in Online Sherwood Park Chevrolet. If your asking price exceeds the lowest (floor) price you are willing to accept, you will need to negotiate a final price based on your floor price and the offer. Find the best Used cars with prices starting from just 7,500 AED to a maximum of 14,999,000 AED. Heres what you do You call the seller and announce you want the car inspected. HP is available for new and used cars. Trade in or sell your car with an official offer based on Kelley Blue Book Values. Traditional carmakers are deeply embedded in the franchise system in which dealerships are owned independently of the brands. Payment Calculator Trade-in Online Auto Planet Brampton. In that case, youll keep your leftover 17,995, and while you have a car payment, the total interest comes to 1,102. Email Address . Pros The biggest pro of buying a used car is value. Feb 4, 2021 Effective Feb. If a situation makes you uneasy, approach it cautiously. Calculate your monthly car payment estimate on a used car loan or a new car loan and find a great deal on a vehicle near you. Trim Comparisons. Car Payment Calculator; Affordability Calculator; Car Lease Calculator; Car Trade-In Tips; Car Tips; See if you can save on car insurance on KBB. 00100 50. ca, Canada's largest selection for new & used Kia Carnival. A cars destination charge gets set by the manufacturer. For Current Dealers. A vehicle with a lower MSRP will have a lower monthly lease payment. For Current Dealers. Use the "Fixed Payments" tab to calculate the time to pay off a loan with a fixed monthly payment. Get Blue Book resale value, trade-in value, or even a cash offer from a dealer. Multiply the P11D value by the BiK. The Cheapest New All-Wheel-Drive Cars for 2024. Research & Information. ca, Canada's largest selection for new & used cars, trucks and suvs. 22 City 29 Highway. For more information about or to do calculations specifically. This monthly payment is made using the employees gross salary (income before tax or net salary employee's national insurance income tax). Used Car Payment Calculator. The bill might be a few hundred dollars more to install than other types of tinting. 9 (from rate available with Excellent credit). This Auto Loan Calculator automatically adjusts the method used to calculate sales tax involving Trade-in Value based on the state provided. Multiply the P11D value by the BiK. Also, as mentioned earlier, leasing is a good way for automakers to package incentives and rebates into attractive monthly payments. Payment Calculator Trade-in Online Toronto Auto Brokers. Taxes Some savings happen with a lease because most jurisdictions calculate sales tax based on the monthly payment instead of the cars value. Managing your money. Welcome to my personal contract purchase (pcp) calculator. Dealer fees can range up to 10 of the vehicles cost on most vehicles. 0 interest, then your monthly payment will be 547. Some are negotiable, while others are not. Depending on the configuration, the Ioniq 6 can generate up to 320 horsepower in. down payment and monthly. Green auto hub. How much is your car worth Get a free and instant car valuation with Auto Trader, the UK&39;s leading online car marketplace. 10 R 199 900 2021 BMW R1250 GS RALLYE. Shop new & used cars, sell your car, and find all the vehicle information you need with our research tools. 2024 CHEVROLET Trax FWD LT. Fill in a few personal details including car choice and dealer to get a credit decision. With the 1,150 delivery fee already figured in, the 2023 Lexus ES 300h F Sport Design costs 48,075. You cant save payment accounts, nor view statements, payment history or bill history. Get instant used car value and trade-in value online with Edmunds; free car value appraisal calculator. com, the site you trust the most. Step 6 Sign Over the Title. Use Autotraders car affordability and budgeting calculator when you begin shopping for a new or used car. Dealerships typically predetermine a required initial payment for new car leases or a cash. They state their purpose as "The ultimate automotive marketplace," and have even copyrighted that slogan with their name. This Auto Loan Calculator automatically adjusts the method used to calculate sales tax involving Trade-in Value based on the state provided. 2024 Mercedes-Benz E-Class Choosing the Right Trim. So in the best case, the Kona EV costs less than 11 per cent as much to fill as a Civic, worst case is around 38 per cent. It is important to remember that every transaction is different and yours will also be. Find the perfect car for your needs at Cars. 07 works out to a monthly payment of 484 with a total interest cost of 4,048. You can also solicit cash offers from dealers using the Instant Cash Offer tool. Or, make a one-time payment. Free towing with all offers Guaranteed offer for 7. Last Name . Youll want to consider these questions How much can you afford to spend on a down payment What kind of payment can you handle on a monthly basis Back to top. View side-by-side comparisons, payment calculators, video reviews, and consumer reviews. Car Payment Calculator; Affordability Calculator; Car Lease Calculator; Car Trade-In Tips; Buying a Used Car; Sponsored. According to AutoTrader's 2021 Industry Report, the average price of a used car in 2021 was R385 900. A car payment estimator will allow the car buyer to see how much they have to put aside every month in order to pay for their car loan. 0, so the monthly rate is 5. A BHPH dealer underwrites the loan in addition to selling the car. We have 148 dealerships across the country with knowledgeable finance experts on-site. Leasing allows you to keep your car payment in check. Provides monthly auto loan payments in case of involuntary job loss, disability or loss of life. Car Payment Calculator; Affordability Calculator; Car Lease Calculator; Car Trade-In Tips;. ca, Canada&39;s largest selection for new & used cars, trucks and suvs. Cars, Trucks & SUVs. Keeping in mind that you still have to pay your rent, medical aid, cellphone, buy food, and repay any other loans or credit cards, 25 is not all that much. Simply enter the amount you wish to. Interest Rate (APR) 0. 20 total interest paid. Down Payment. With the 1,150 delivery fee already figured in, the 2023 Lexus ES 300h F Sport Design costs 48,075. Search used cars, research vehicle models, and compare cars, all online at carmax. Be aware that this is a payment portal only. Apply now. Our car finance calculator is a simple way to find out how much you might be able to spend on a car. get a trade-in offer from a TrueCar Certified Dealer in minutes 4. With millions of cars, finding your next new car or used car and the car reviews and information you&39;re looking for is easy at Autotrader. The base price is a vehicles price without options, whereas the MSRP is the cars price as it sits in the showroom with options, destination charge, and any dealership add-ons. 2023 Hyundai Ioniq 6. Visit AutoTrader. These will be displayed with a red badge and at a biweekly rate on the on the Search Results Page (SRP) and Vehicle Detail Page (VDP). Depending on the configuration, the Ioniq 6 can generate up to 320 horsepower in. With millions of cars, find your next car at the most complete auto classifieds site online. That is, the brands (Ford, Toyota, Kia, and so forth) dont own dealerships. . seductive porn